Financial support

Pensions

You will be invited to apply for your State Pension up to four months before you reach State Retirement Age.

Your State Pension will not automatically be put in payment when you retire. Please make sure you act on your invite. 

Find out more

You may have an entitlement to Pension Credit; PC gives you extra money to help with your living costs. This applies if you’re over the State Pension age. Your weekly income must also be less than £227.10 per week for a single person or £346.60 for a couple. To find out more about Pension Credit or if your eligible, visit the GOV.UK website.

When you reach state retirement age, your benefit entitlement will change. If you have questions or need help, the Financial Inclusion Team are to provide advice and guidance. 

If you are in receipt of housing costs when your UC ends you will need to make a claim for Housing Benefit.

Beware of scams and loan sharks

The cost-of-living crisis is making it harder financially, putting more people under pressure.

In fact, 71% now have less disposable income compared to an average month before the crisis. There are scammers and loan sharks out there looking to make it even harder.

Read our guidance here

You can get confidential help and advice from the Stop Loan Sharks campaign by calling 0300 555 2222, or emailing reportaloanshark@stoploansharks.gov.uk

To find out more about loan sharks or make an anonymous report online, visit the Stop Loan Sharks website.